affordable care act
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Why Health Insurance Became a Healthcare Payment System — And What It Means
Health insurance in the U.S. has shifted from catastrophic coverage to an inefficient catch-all system. By adopting portable HSAs, transparent pricing, and deregulated markets, we…
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Becca and the Policy Cliff
A temporary expansion of ACA subsidies, extended twice since 2021, is now producing a steep policy cliff as the 2025 sunset approaches. Premiums rose faster…
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The Evolution of Health Insurance Companies: From Safeguards to Payment Providers
Health insurance in the U.S. has shifted from catastrophic coverage to an inefficient catch-all system. By adopting portable HSAs, transparent pricing, and deregulated markets, we…
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Lose the Hysterics
This article examines the deceptive use of emotionally charged names in legislation, focusing on the Affordable Care Act and Vermont’s Affordable Heat Act (Clean Heat…
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